A Debt Service Coverage Ratio (DSCR) loan is a type of financing where the borrower’s ability to repay the loan is assessed based on the cash flow generated by the property or business being financed.

Program Details

Interest Rate:
Rates Starting at 7.25%

Property Type:
Single Family, 2-4 Unit Multifamily, and Condo/Townhomes

Rent-ready and Leased Qualify

Credit Score (FICO):
Minimum FICO of 680
Max Loan to Value:
Up to 80% LTV

DSCR (Debt Service Coverage Ratio):
Minimum DSCR of 1.0

Loan Term:
30-year Fixed Rate

Loan Amount:
Loan Amount from $75,000-$2,000,000