Loan Programs

Capital By The Sea specializes in real estate investor loan programs, providing tailored financing solutions for both novice and seasoned investors. With options like fix-and-flip loans for quick property turnovers and rental property loans for long-term investment strategies, we aim to empower investors with the financial resources they need to succeed in the competitive real estate market.


Complete the pre-approval process to get immediate access to all loan products and unlimited proof of funds.

Fix & Flip

Short-term financing enabling real estate investors to buy, renovate, and sell properties for profit.


Long-term financing designed for real estate investors to acquire residential properties intended for rental purposes.


A Debt Service Coverage Ratio (DSCR) loan is a type of financing where the borrower’s ability to repay the loan is assessed based on the cash flow generated by the property or business being financed.

Commercial Bridge

A commercial bridge loan is a short-term financing option that provides quick capital to businesses or investors to bridge the gap between immediate financial needs and long-term financing solutions.